Your Personalised Plan will incorporate clear statements to show your current and anticipated future cash flow and will assemble in one folder all your key financial data.
Many people now expect to live to a greater age than their parents and to enjoy a standard of living undreamed of in earlier times.
In practice, this will be possible only if they have arranged their affairs so that they will be financially independent and able to afford not only their desired lifestyle but also the cost of suitable care if health problems arise.
We will develop a comprehensive profile of your financial status. This profile will identify areas of strengths and weakness and we will provide you with an unemotional assessment of what needs to be done. Money is an emotional topic for many people, which often leads to bad decisions.
It is likely you have competing priorities, such as sending the kids to college while building a retirement fund. We can help you allocate resources so both goals receive the appropriate share of available funds.
Most investment decisions carry some type of short or long-term tax implication. We can help you shape your investments in a manner that keeps taxes to a minimum and more of your money is invested.
Careful planning will help ensure that your estate passes to loved ones in a manner that protects as much of their futures as possible.