Life Insurance

Explore how much cover you might need to safeguard the future of loved ones if they had to get by without you. We can help you provide a safety net that could make all the difference should the worst ever happen.

Our Life Insurance Process

Initial discovery meeting (for which there is no charge) where we gather information regarding your existing insurance policies and an outline of your own objectives.

  • We carry out a detailed risk analysis on what your finances would look like
    in the event of the death of the main/secondary earner of the household.
  • Make recommendations to you based on research we have carried out
  • Implement the policies and provide ongoing advice updates in the event of
    changing circumstances

 


FAQ

How much Life Insurance should I have?
Okay, so to calculate how much Life Insurance you need, you’ll take into
consideration how much debt you have and how much your family would need to
live on if you died.

 


 

Life Insurance serves two purposes:

  1. It clears your debts in the event of your death. Debts such as your
    mortgage, any loans and credit card.
  2. Leaves money so your family can maintain their standard of living
    Once you have figured out how much Life Insurance you need to clear debt and
    provide for your loved ones, you then look at what you have in place already:

    • ✓ Existing life cover
    • ✓ Savings
    • ✓ Assets that could be sold in event of death.
    • ✓ How much life insurance you need = (Amount of money required to clear
      your debts + replace your income) – (existing life cover + savings + liquid
      assets which can be used to replace income)

Why Use Life Insurance ?

Pay your last expenses, which may include taxes and burial costs.

✓ Replace your income and help to maintain your family’s standard of living

✓ Protect your family’s home by enabling them to pay off the mortgage and
other debts

✓ Pay others to do some of the tasks you do routinely, such as caring for an
aging relative or a child.

✓ Ensure a child can go to college by providing a lump sum towards future
education needs.

✓ Provide supplemental retirement income for your spouse or partner

✓ Pay expenses incurred to keep your business in the family

Protect Your Loved Ones

Get in touch today to discuss protecting your family from the expenses an unexpected tragedy can cause.

WHAT OUR CUSTOMERS HAVE TO SAY

We’ve helped a range of people and business owners accumulate, protect, and activate wealth over the years, and our customers can attest to the long term holistic relationship we build with them over the years.

Blackhall Financial Services have just saved my family a considerable amount of money and released a substantial cash lump sum at the same time. I asked the firm to review existing life insurance policies for myself and my husband to see if a reduction in our premium was possible. We now have adequeate if not better life insurance cover Not only are we paying a considerably lower monthly premium, but there was a cash build up in the policy, of which we had been unaware and which we were delighted to be able to access. The whole process took only a matter of days. The staff at Blackhall Financial Services are exceptionally knowledgeable whom I most heartily recommend`

Deirdre O`Kane

I have absolute trust in the Directors & staff of Blackhall Financial Services I perceive that there is much knowledge & experience in the team and to date, I have never been let down or given bad advice. I feel that I can ask for advice to help me make a decision and when a decision has been made the team will either execute it fully or support me in my efforts to execute it. The personal relationship I have with team in Blackhall Financial Services is paramount to me. There is a lot of respect in our business dealings which has created good friendships and both of these make me feel that your firm will always offer me the right advice to ensure that I benefit, even though Blackhall might not benefit directly

Tony Nerney

Want to learn more about Life Insurance?

Start your Financial Planning journey today!

Get In Touch

Start your Financial Planning journey today!