Guide to Investments
At Blackhall Financail Services we will help you define your investment goals, determine a balance of risk and reward you`re happy with, and then talk you through your investment options. In this way we can build an investment plan that will help you achieve your financial goals, whatever they may be. We`ll also continue to advise you of changing market conditions and opportunities as they arise.
We recognize that each of our clients have a unique investment profile, so, the financial guidance and investment strategy we devise is always individually tailored to the client’s needs. Choosing the right investment or making sure that your existing investment is in line with your risk tolerance requires ongoing financial guidance.
Planning your Investment
Your Blackhall Financial Services Adviser will ask you some key questions to ensure you have all the information you need to make the right choice.
What Is My Investment Goal?
The most important question to consider before making any investment is, “What am I trying to accomplish?” Your investments will differ vastly if, for example, you are trying to save money for retirement versus trying to save money for a down payment on a house.
What Is My Risk Tolerance?
There are many things to consider when determining the answer to a seemingly simple question, "What is my risk tolerance?" The answer will vary based on your age, experience, net worth, risk capital and the actual investment being considered.
There are investments for every level of risk tolerance, from capital guaranteed investments to 100% equity funds.
Your Advisor will complete a risk questionnaire with you prior to making any recommendation which will give an indication to your risk tolerance.
Once this process has been completed we will be able to apply the knowledge to a balanced and diversified investment portfolio to suit your risk profile.
How much money you have to invest will dictate how far you can spread your investments and how much you will need to retain as an emergency fund.
The right term
What is the ideal timescale for the best return on your investment?
Is it likely that you might need access to some or all of your funds in the short term?
These are some of the basic but critically important question which you will need to think about in order to choose the right investment for you. You may need assistance in answering some of them and our experienced advisors will listen very carefully and help you to clarify and identify your financial goals.
The next step is to develop an investment strategy that suits your current needs and objectives. With our help, you can look forward to a secure financial future.
For impartial, independent financial advice, call us on 044 93 45900.