Protecting your loved ones with Life and llness Cover
Who knows what will happen next in our lives. We always hope it will be something good, but nothing is certain in life.
Fortunately, it is possible to protect yourself from some of the financial uncertainties that come with unexpected events in your life. Even in the event of your sudden and untimely death it’s reassuring to know that there are ways for you to take care of your loved ones.
Protection cover comes in many forms to cover many eventualities:
This is a cover for critical illness or death over a specified period of time. You pay a regular premium linked to the level of cover you require, and in the event of your death or you suffering one of a number of critical illnesses you will receive a lump sum payment. Optional benefits include hospital cover, disability benefit and dual life cover.
Pension Term Assurance
A form of life cover that pays a lump sum if you die before you retire from work. The premiums are subject to tax relief at your highest rate, and the lump sum should enable your family to continue to enjoy a comfortable lifestyle in the event of your untimely death.
Serious Illness Cover
If you suffer a serious illness such as cancer, a stroke or heart attack, Serious Illness Cover will provide you with a cash lump sum that will look after your financial commitments while you get back on your feet.
If you die during the term of your plan, whatever is left of your mortgage will be paid of and your dependents would have nothing to worry about. Depending on your lifestyle and the mortgage you have, Mortgage Protection comes in a variety of forms and can also be adapted to provide you with an element of Life Insurance.
There is a range of Business Protection solutions available to ensure that your business is safe and secure in the event of the loss of any of your valued management team.
Life Cover Calculator
At Blackhall Financial Services we can talk you through the various forms of protection you need to provide peace of mind and financial security for you and your loved ones. Our extensive knowledge of the life assurance market allows us to quickly select the products and solutions that are just right for you, tailored to both your financial circumstances and the level of protection you require.